Tuulo

Debt snowball calculator

A clear plan motivates more than paying blindly.

Everything happens in your browser: your files are never uploaded to a server.

One per line: name; balance; annual rate %; minimum payment

Interest paid
Total paid

How to use it

  1. Write one debt per line: name; balance; annual rate %; minimum payment.
  2. Enter your extra money per month.
  3. Compare snowball and avalanche.

FAQ

Which method is better?

Avalanche (highest rate first) saves more interest; snowball (smallest balance first) gives quick wins and motivation.

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